Many costs associated with a real estate transaction are negotiable and may vary from one transaction to another. Closing costs, home warranties, surveys, termite inspections, repair expenses, concessions, title services, lender fees, and other transaction costs may be negotiated between the parties or quoted by independent service providers. Sellers are encouraged to obtain quotes from qualified professionals and are free to select the service providers of their choosing, subject to any contractual or lender requirements.

Real estate broker commissions and compensation are not set by law and are fully negotiable. Sellers determine the compensation they agree to pay their listing brokerage through their listing agreement. Any compensation or concession that may be offered toward a buyer's broker or representative is also negotiable and is subject to the seller's approval and the terms of the purchase contract. Nothing contained within this calculator establishes, recommends, requires, or guarantees any commission rate or compensation arrangement.

A Realtor-Reviewed Net Sheet is provided as an additional professional service to offer a more personalized estimate based upon available transaction information. A Realtor-Reviewed Net Sheet remains an estimate only and does not constitute a guarantee of proceeds or a final accounting of closing costs. Final figures are determined by the executed purchase agreement, lender payoff information, title company settlement calculations, tax prorations, governmental recording fees, and other parties involved in the transaction. Use of this calculator or submission of a request for a Realtor-Reviewed Net Sheet does not create an agency relationship, listing agreement, brokerage agreement, attorney-client relationship, accounting relationship, or any contractual obligation unless a separate written agreement is executed.